Financing My Payments

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What Will My House Payment Be?

We have provided a Home Mortgage and Investment Property Calculator below. However, there is no substitute for the accuracy a professional mortgage lender or banker can provide concerning your final monthly payment. These calculators are designed to give you a close estimate of the monthly payment only.

Your information will never be sold or given to a third party without your permission.

Home Mortgage Calculator
Property Value/Sales Price: $
*enter numbers only, no commas*
Down Payment:
Interest Rate: (Example: 6.0)
Loan Term:
Home Mortgage Payment Details
Loan Amount: $
Mortgage Insurance Factor/Payment: %        $
Monthly Payment: $
Property Taxes: (est.) $
Property Insurance: (est.) $
Total Monthly Payment: $

This information is provided as an example calculation.  Buyer to verify all information and should consult a professional mortgage broker to determine actual costs.

 

 

Investment Property Calculator

INSTRUCTIONS
A guide to possible financial outcomes of the purchase and renting of an investment property. After entering your values, click once in any result box to calculate or update the results.
  

ENTER TRANSACTION DETAILS

Purchase Price

$

Homeowners Insurance

$

Down Payment

$

Yearly Taxes

$

Loan Interest Rate

%

Monthly expenses/
Maintenance fees

$

Loan Term in Years

   
       

Monthly Rental

$

   

Rent Increase Yearly

%

   
       

Inflation
(for ins, taxes, expenses)

%

Your Gross Income
(for tax calculation)

$

Property Value Growth
(real estate appreciation)

%

     
        

RESULTS

      

Loan Amount

 $

Monthly Payment

$

INCOME

Year 1

Year 2

Year 3

Year 4

Year 5

Rental Income


EXPENSES

Insurance

Taxes

Monthly Expenses/Fees

Interest Expense

Total Expenses


TAX DEDUCTION

Cash Flow

Depreciation

Total Tax Deduction

 

          

TAX SAVED

AFTER TAX CASH FLOW

Principle Paid (est)

PROPERTY VALUE

           

Yearly addition to
Net Worth

           

Assumptions:
* 2000 Federal Filing Status Single (most conservative tax rate)
* 27.5 yr straight line depreciation